I think I ought to start tracking my wealth more closely, in the format shown below:
- Credit cards
Unfortunately, I don’t pay any attention to my HECS debt, and am not even sure how much of it is paid off, if any. Since I usually ignore it, I often believe I am wealthier than I really am.
A quick estimate of this HECS debt: 3.5k per semester for 5 years of Architecture school. So 10 semesters should stand me at ~$35,000. Yikes!